Purple Cross Final Expense Insurance and Medicaid Spend-Down protection

As seniors plan for the future, rising funeral costs and complex Medicaid rules create significant stress. The average funeral in the U.S. now exceeds $8,000–$10,000+, and without proper planning, families risk depleting life savings through Medicaid spend-down requirements.

Purple Cross, with roots since 1948, offers tailored final expense insurance and pre-need funeral planning to provide funds for burial, cremation, or other end-of-life expenses helping preserve your legacy and protect loved ones.

What Is Medicaid Spend-Down and Why Does It Matter?

Medicaid requires individuals to "spend down" assets before qualifying for long-term care coverage. This can include cash, property, and savings often leaving little for heirs or final wishes.

Purple Cross plans act as an irrevocable funding option (often through trusts or direct assignment), removing these funds from countable assets while ensuring your wishes are honored.

Reach out to us today at 253 606-3009 or visit us at purplecrossplan.com‍ ‍